Estimated Debt Management Program Calculator

Debt management calculator designed to provide consumers with a financial comparison between a managed program and a traditional loan repayment plan.

At GFM, we are focused on educating consumers on the financial freedom a debt-free lifestyle can provide. Our goal is to position each of our clients where they want to be financially using our in-house debt management program and in-house accredited consumer credit counseling. We have developed this debt management calculator so each of our website visitors can review the impact participating in our debt management solution can offer in real monthly cash-flow improvements and significant long term financial savings.

While the calculator will not always be 100% accurate, it does reflect real and substantial savings for many consumers who are dealing with excessive credit card debt, unsecured debt and various other qualifying obligations. Your results will be determined by the total amount of qualified debt and the repayment terms (12 months, 24 months, 36 months, etc.) you select in our program. In addition to facilitating financial freedom, a debt management program will protect your credit, help to repair damage caused by past late credit card payments, and provide you with the security and piece of mind you deserve.


To achieve the most accurate calculation, you will want to gather together all of your most recent credit card statements, unsecured installment statements, and any statement from medical debt or credit collections you will want to include in the calculations. If you are unsure, you may want to get a copy of your credit report. You can find out how to contact credit reporting agencies by clicking here. This calculator factors all final numbers on a 60 month repayment schedule at an estimated reduced interest rate of 5% annually. Remember, a debt management program will stop late payment fees, over limit penalties, additional misc. fees and typically significantly reduce or eliminate future Interest for any qualifying debt included in the program. Please Note: When entering information into the data fields only use numbers and applicable decimal points. Using commas, dollar signs, or any other non-numeric characters will result in the calculator not working as intended.
	Entry Columns				Calculated Columns
#	Payment Description	Principal Balance	Interest Rate	Payment Amount	Interest Cost	# of Pmts Left
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	Totals

Estimated Client Program Plan Terms

				Without Debt Management	With Debt Management	Difference
Total of monthly payment(s):
Months until debts are paid off:
Total Cost (interest charges and loan fees):
We want to invite you to begin the online enrollment process by "clicking here" or by calling 1.866.467.1259!
Summary