Credit Management

Learn more about managing your credit & debt with credit reporting facts, credit repair tips, and how you can build & manage your credit.

At GFM, we believe that building and maintaining a positive credit profile is critical to your creating the financial future you deserve. However, we often find that many of our clients are unclear on how to do so. Therefore, we have sifted through the many credit-related courses we teach, in order to provide you with the basics of credit management as listed below.

What is Credit?
As often as this term is used in the media and our everyday lives, many of us are unclear on what it really means. GFM can help you learn more about what credit is, and the role it plays in your financial future.

Credit Report Facts
Information in your credit history can (and often is) utilized by companies to determine everything from whether you can obtain credit (and at what terms), to your eligibility to rent an apartment or be offered a job. Become knowledgeable about the information contained in a credit report and how to pull your own.

Learn how credit management can really make a difference. Credit Repair
It is estimated that the credit report for one in three consumers has an error significant enough for them to be denied credit or the best rate possible from a potential credit grantor. You need to know how to eliminate false negative information on your credit report, as well as, ways to repair blemishes you may have inadvertently caused yourself over the years. Learn more about how to repair your own credit and avoid credit repair scams.

Building & Managing Credit
Once you understand credit basics, it is time to learn how to build and maintain a superior credit profile that will maximize your opportunity to gain access to the very best finance terms available.